Merchant pricing calculator
PSP fees stay pass-through (you pick your PSP). This calculator compares platform economics and highlights the impact of Service Credits (invoice discounts on ODIN fees only).
Important
Service Credits are a discount model, not “interest” or yield. They apply only to ODIN-issued invoices and never apply to PSP fees.
1) Business inputs
Monthly GMV
Total sales value per month
Orders per month
Number of checkouts / transactions
Average order value (AOV)
Used only for a sanity check
2) PSP fees (pass-through)
Fixed fee per transaction
Example: iDEAL ~ €0.29–€0.39 depending on provider/contract
Percentage fee (%)
Example: card payments often ~1.4–2.5 depending on mix
%
Estimated PSP fees / month€ 1.540,00
Presets (edit after applying)
3) Shopify-style platform pricing (example)
Monthly platform fee
Often €2,000+ for enterprise plans
External PSP?
Some platforms add a transaction fee when you use an external PSP.
Extra transaction fee on GMV (%)
Example: 1.0 (varies by plan/region)
%
Extra platform rake€ 500,00
4) ODIN pricing (transparent)
ODIN monthly fee per shop
Subscription / ops modules
ODIN platform fee (%)
Example: 0.6 means 0.6%
%
Service Credits tier
Discount on ODIN platform fee only
ODIN platform fee (gross)€ 300,00
Discount (0.00%)- € 0,00
ODIN platform fee (net)€ 300,00
Shopify-style total / month
€ 4.040,00
Includes PSP fees: € 1.540,00
Monthly fee: € 2.000,00
Extra rake: € 500,00
Monthly fee: € 2.000,00
Extra rake: € 500,00
ODIN total / month
€ 1.889,00
Includes PSP fees: € 1.540,00
ODIN monthly fee: € 49,00
ODIN platform (net): € 300,00
ODIN monthly fee: € 49,00
ODIN platform (net): € 300,00
Estimated annual savings
€ 25.812,00
Monthly: € 2.151,00
PSP fees are modeled equally on both sides.
PSP fees are modeled equally on both sides.
Disclaimer: this is a sales calculator. Real fees depend on payment mix, refunds, chargebacks, country, and contract terms. Service Credits affect ODIN-issued invoices only and are not money or a cash balance.