What ODINID models
A range-first estimate of legacy bank, factoring, administration friction, member contribution, local companion overhead, and WEV/accounting workload. Outputs are assumptions, not guaranteed savings.
Member cost model
Cooperative evidence, workload, and WEV calculator
One page for member contribution assumptions, legacy bank and administration friction, local companion overhead, WEV evidence workload, and enterprise comparison. Every numeric claim is either sourced, an explicit assumption range, or a user input.
Current viewMember cost model
Focuses on cooperative contribution, legacy bank/admin friction, local companion overhead, and WEV/admin workload.
What ODINID does
ODINID provides cooperative software for identity evidence, deterministic templates, read-only verification, and accounting support.
What ODINID does not do
ODINID does not hold member funds, initiate bank payments, sign wallet transactions, broadcast settlement, or replace a member's bank or PSP contract.
Member credits
Member credits are invoice discount rights for ODIN services only. They are not money, refundable balances, checkout payment, or redemption promises.
Boundary: members keep execution authority. ODINID can model EPC QR prefill, local wallet companion overhead, WEV evidence and legacy bank/admin references, but this page does not initiate payment, sign, broadcast, custody assets, or set a redemption value.
Models the share of business flow handled with local wallet/bank review and ODIN read-only evidence. ODIN does not initiate bank payments, sign wallet transactions, or broadcast settlement.
Models monthly account fees and per-transaction booking fees by jurisdiction. Override with contract terms for accuracy.
Current Baseline (Total)€ 1.948,00
Jurisdiction: Standard (Domestic)
ODINID Cooperative Model€ 1.245,50
Best: € 738,50 | Worst: € 2.028,50
Legacy bank/admin friction€ 973,00
Estimated friction delta: € 264,00
Breakdown (Baseline vs Best/Base/Worst)
| Baseline | Best | Base | Worst | |
|---|---|---|---|---|
| Legacy bank/admin friction | € 840,00 | € 264,00 | € 576,00 | € 1.068,00 |
| Bank fees | € 133,00 | € 133,00 | € 133,00 | € 229,00 |
| Admin & WEV labor | € 975,00 | € 292,50 | € 487,50 | € 682,50 |
| Member contribution | - | € 49,00 | € 49,00 | € 49,00 |
| Total | € 1.948,00 | € 738,50 | € 1.245,50 | € 2.028,50 |
Legacy bank/admin friction
Baseline€ 840,00
Best€ 264,00
Base€ 576,00
Worst€ 1.068,00
Bank fees
Baseline€ 133,00
Best€ 133,00
Base€ 133,00
Worst€ 229,00
Admin & WEV labor
Baseline€ 975,00
Best€ 292,50
Base€ 487,50
Worst€ 682,50
Member contribution
Baseline-
Best€ 49,00
Base€ 49,00
Worst€ 49,00
Total
Baseline€ 1.948,00
Best€ 738,50
Base€ 1.245,50
Worst€ 2.028,50
Notes
- ODINID@ is cooperative platform software. Members keep their own bank, wallet and local companion authority. Any PSP relationship remains outside ODINID.
- Benchmarks are not guarantees. Legacy bank/admin references, WEV workload reduction and contribution discounts depend on contracts, evidence quality and accountant review.
- For enterprise scenarios, open the Enterprise comparator.
- Member credits are modeled only as discounts on ODIN invoices. They are not money, not refundable, not a checkout payment method, and not a redemption promise.
Disclosure and Footnotes
Calculator outputs are estimates based on ODINID range-first benchmarks (min, base, max ranges). Real costs depend on your contracts, evidence quality, accountant review, transaction volume, payment mix, and operational setup. The calculator does not initiate payments, sign transactions, custody assets, or set a redemption value. Override assumptions with your actual contract terms for a tailored analysis.
Sources (anchors)
Multi-Market Scalability
Architectural scalability (multi-website): Odoo supports multiple websites from the same database. ODINID does not apply a per-website license line item; marginal storefront cost depends on hosting, customization, and operational overhead rather than per-instance SaaS licensing.
EPC prefill and local execution boundary
ODINID may display payment references such as EPC QR data, invoice references, and evidence payloads. The cooperative does not operate a payment account, does not hold third-party funds, and does not submit payment orders to a bank on behalf of a member.
Non-intermediary software boundary
NL_CORE is modeled as cooperative software for templates, read-only verification, WEV/accounting evidence, and local companion handoff. It does not provide custody, exchange, execution, order transmission, placing, trading-platform operation, or transfer services for crypto-assets on behalf of clients.
Pricing Transparency
Pricing transparency: ODINID exposes assumptions and ranges so members can compare legacy bank, factoring, and administration friction, cooperative infrastructure contribution, local companion overhead, and WEV/accounting workload effects without treating the output as a guaranteed quote.
Claim Registry (audit trail)
| Claim | Tag | Min | Base | Max | Source / Rationale |
|---|---|---|---|---|---|
| COOP_INFRA_CONTRIBUTION_MEMBER | ASSUMPTION (RANGE) | 49 | 49 | 49 | Monthly cooperative infrastructure contribution for access to the Odoo/ODINID evidence software. It is an operating contribution assumption, not custody, payment processing, redemption, or exchange pricing. |
| COST_LEGACY_BANK_FRICTION_PCT | ASSUMPTION (RANGE) | 0.012 | 0.018 | 0.032 | Legacy bank, factoring, and administrative friction model for comparison only. It does not imply ODINID initiates payments, routes funds, operates a trading venue, or provides a crypto-asset service. |
| COST_LEGACY_BANK_FRICTION_FIXED | ASSUMPTION (RANGE) | 0.06 | 0.25 | 0.35 | Legacy fixed processing/admin cost proxy for comparison with member-local evidence workflows. Override with actual contract terms. |
| EFFICIENCY_WEV_AUTOMATION_REDUX | ASSUMPTION (RANGE) | 0.3 | 0.5 | 0.7 | Estimated reduction in manual reconciliation and WEV/accounting evidence preparation time. It is an operational workload assumption, not a guaranteed saving or tax conclusion. |
| DISCLOSURE_NON_INTERMEDIARY_SOFTWARE | SOURCED | - | - | - | MiCA service definitions are used as a product boundary checklist; this is not legal advice. |
| DISCLOSURE_EPC_PREFILL_BOUNDARY | SOURCED | - | - | - | Passive payment data capture/prefill must remain separate from payment initiation and third-party fund handling. |
| COST_LOCAL_COMPANION_OVERHEAD | ASSUMPTION (RANGE) | 0.01 | 0.15 | 0.5 | Estimated member-local companion/RPC review overhead for evidence-assisted workflows. It is not a network fee charged by ODINID and not a payment-initiation fee. |
| DISCLOSURE_DIRECT_RAIL_RIGHTS | SOURCED | - | - | - | This is a boundary disclosure, not a numeric savings claim. It anchors the calculator to passive software/evidence assumptions. |
| BANK_ACCOUNT_FEE_NL | ASSUMPTION (RANGE) | 49 | 49 | 49 | Assumption range for a domestic business account monthly fee. Replace with exact contract terms when available. |
| BANK_TX_FEE_NL | ASSUMPTION (RANGE) | 0.07 | 0.07 | 0.15 | Assumption range for per-transaction booking fees on domestic business accounts. |
| DISCLOSURE_ALGO_ETHICS | ASSUMPTION (RANGE) | - | - | - | Product disclosure derived from ODINID's range-first calculator policy and payment-boundary documentation. |